Debt Test

Are you a good candidate for our debt program?

Did you know....

It could take you over 18 years – and at least $31,000 in interest payments – to pay off a $10,000 debt on a card with a 19% rate, if you only pay the monthly minimum.

Debt Shield's Credentials - for the trust and safety of our discerning consumers

United States Organizations for Bankruptcy Alternatives (USOBA)

Debt Shield, Inc. is a member of (TASC)

The Association of Settlement Companies.

This trade association has developed a standardized industry disclosure for consumers.

International Association of Professional Debt Arbitrators (IAPDA)

Dun & Bradstreet online business directory

Disclaimer: Debt Shield, Inc. doesn't proffer investment, tax or legal advice. In addition, Debt Shield, Inc. is a debt settlement company, not a credit repair or consumer credit counseling company. Debt Shield, Inc. does not provide services or assistance repairing, modifying, improving, extending or correcting credit entries or credit reporting. Debt Shield Inc.’s debt settlement program is not available in all states. Individual results vary. Read and understand contract terms before enrolling.

Debt Shield, Inc. 9212 Berger Road Suite 100 Columbia, MD 21046, Phone #: 1 (888) - 397 - 7546 | About Debt Shield | Terms of Use

1.	Do you live paycheck to paycheck?
	yes no
2.	Are you unaware or unsure of the total amount of debt you owe?
	yes no
3.	Have you paid late fees and/or over-the-limit charges at least twice in the past year?
	yes no
4.	Are your debt payments (other than your mortgage) more than 20% of your gross (before-tax) income?
	yes no
5.	Have you received phone calls from creditors about overdue bills more than once during the past six months?
	yes no
6.	Do you struggle to pay more than the minimum payment on your credit-card accounts?
	yes no
7.	Would you be unable to meet your financial obligations for three months following a decrease in income or a costly emergency purchase?
	yes no
8.	Are money problems causing distress or conflict at home and/or work?
	yes no
9.	Are you at or near your credit-card limit(s)?
	yes no
10.	Have you borrowed from one credit card or taken a cash advance to help pay off another credit card at least once in the past year?
	yes no