The Consultation
You can set up an appointment with a debt consultant for your free, no obligation consultation by calling our toll free number (1-888-397-7546) or filling out the form and selecting the best time for a consultant to reach you.
During your confidential consultation, our debt consultant will ask you several questions regarding your financial situation, so that he or she can help you determine if Debt Shield’s debt negotiation and settlement program is the solution for you.
The debt consultant will need to get some information from you to see if you qualify and to formulate a plan that can successfully get you out from under that mountain of oppressive debt. No two clients are exactly the same, so your consultant needs to understand your situation before offering a legitimate and realistic way out of debt.
In preparation for your consultation, gather your bills and account statements so that you can have them on hand during your call. Our debt consultants are here to 1) gain insight into your situation and, 2) answer your questions. Your personal consultant will want to collect your contact information, the specifics of your financial situation, the names of your creditors and the amount of your debts. Your debt consultant will also ask if your payments have been on time or if they are falling behind.
Debt settlement can help you settle your unsecured debts only. While your debt consultant needs to know about all of your expenses – including your mortgage and/or car payments, only your unsecured debt, like credit card debts, medical expenses and/or personal loans, can be enrolled onto the program.
Once we have assessed your particular financial situation, we will determine whether you qualify for the program and, if so, create an affordable and customized debt settlement plan. Settlement is the ultimate goal of any plan, and the following pages will briefly explain how settlement is achieved.
Next: Monthly Set-Asides 
