Debt Management Program Services

Debt Shield’s debt settlement program offers many benefits compared to traditional debt management service companies and debt consolidation companies. In addition, our debt negotiation solutions generally take less than half the time to get you out of debt than many of the methods used in a typical debt management program/service.

At Debt Shield, our debt negotiation program will help you and your family avoid the disadvantages of debt management program/service and debt consolidation companies. Our program helps you pay off your debt through direct negotiation with your creditors. One of our debt consultants will customize a savings program for you that will eliminate your debt in a fraction of the time generally required under a typical debt management program. We will help you eliminate your debt honorably and legally, and we will help you avoid filing for bankruptcy. Our debt settlement program typically results in significant debt reduction.

Before you enroll in a debt management program or debt consolidation program, read the information we’ve provided below and contact Debt Shield to see how our debt negotiation program compares to the debt management services you’d receive from other companies.

What to Expect:

Debt Shield performs a number of valuable debt reduction and debt management services for our clients. Yes, we reduce debt, and we work with creditors to decrease the harassment that comes with creditors’ collection efforts. In addition, like many debt management services, we even work with you to plan your overall financial situation so that it doesn’t get out of control again in the future.

Debt Shield, in addition to all the debt reduction services and benefits we provide, helps our clients by way of providing debt management services. Debt Shield’s debt management service reduces financial stress by concurrently reducing the number of unsecured debt payments you have to pay to one.

Specifically, Debt Shield contacts each of your existing creditors and notifies them that a plan has been put into action that will allow them to recover a portion of the money they are owed. Credit card companies are usually open to this because if the consumer files bankruptcy, the credit card company knows it is likely to see nothing in return from the consumer. From this point, we negotiate the amount of the debt owed and the timeframe under which it will ultimately be paid. In most cases, Debt Shield is able to negotiate a reduced rate of payment of anywhere between 30-50% of the amount owed at the time the plan is implemented.

At Debt Shield, we care about our clients and want to provide them with debt settlement services and accurate information about typical debt management service programs. Debt Shield goes beyond what typical debt management program/service companies offer. We work hard to develop a close relationship with you and will keep you informed every step of the way. Once you have made your lump sum payments to your creditors our work is essentially done. Rest assured we are here if you need us, and you’ll receive a follow-up call from your debt consultant within a few months to check in and to offer you support, encouragement and further advice.

Please take a moment to complete our online form, or call us toll free at 1-888-397-7546. You will receive a free, confidential consultation with one of our experienced debt consultants. Compare our debt settlement services with your typical debt management program. At Debt Shield, we are confident we can help if you have excessive credit card debt.

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  • It could take you over 18 years – and at least $31,000 in interest payments – to pay off a $10,000 debt on a card with a 19% rate, if you only pay the monthly minimum.
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